A few months ago, my best friend’s house burned to the ground and he lost everything. My heart went out to him as he struggled to put his life back together. I don’t know that I could have handled it as well as he did. I’ve always had a hard time letting go of past mistakes and misfortunes. I don’t always prioritize my problems properly and devote an appropriate amount of anxiety and attention to each one. I nearly had a panic attack last week when I thought I’d lost my Qdoba rewards card and would miss out on the free burrito I had earned.
Just before my friend’s house burned down, I had nearly reached my newest financial goal: to be able to pay off the entire balance of my half of the mortgage I share with my boyfriend. (Not that I planned to actually pay it off. I just needed a new goal and figured it was a good milestone to keep me motivated.) My friend, meanwhile, was struggling to maintain a financial balancing act. He was spending more than he was making, his savings was drying up, and he had been trying to sell his house for months in the hope of breaking even and lowering his expenses by renting a more affordable place. He’d frequently call me to discuss his money woes and I’d chastise him for leasing a Civic hybrid or buying some $10 face cream.
My friend is incredibly intelligent and I knew his financial troubles could have easily been my own. We both envied our friends who bought houses while we were still lowly renters. We’d both been waiting since our teens to finally unleash our unbridled renovation lusts. We both dreamed of violating beige walls with bold colors that would never be painted over in the name of a $500 security deposit. We shared the same dream of home ownership, and unfortunately, we both gave in to our urges when it was the worst thing we could have done with our money. Although we made similar mistakes, part of me felt smarter for taking on a more affordable mortgage and waiting until I had plenty in savings before buying a home. I felt the whole situation was a sort of vindication—a sign from God that I was the stalwart ant who sacrificed to stockpile food all summer and he was the capricious grasshopper who spent too much on face cream.
Once my friend had completed the tedious process of listing all of his possessions in a giant spreadsheet for his insurance agent, my empathy and my sense of superiority began to wane. He had a great insurance policy and in the end, he’d wind up far better off financially than he was before the fire. In fact, it soon became clear he’d wind up better off than I was, and my feelings of pity and pride shifted to jealousy and resentment. After undergrad, I bought a no-frills Ford Focus while my friend leased a new Jetta with leather interior. I creeped through grad school while working full time at a job I quickly grew to hate, but I stuck it out because my employer was paying for my degree and a lot more. Meanwhile, my friend racked up tons of student loan debt while going to law school full time. My friend wasn’t lighting cigars with $100 bills, but he definitely wasn’t as concerned about money as I was. And that was fine by me because I was going to be the rich one and it would all even out in the end.
Now I call my friend to bemoan my huge losses in the stock market while he recounts his recent windfalls—the latest check from the insurance agency that covers the full replacement value on 20 pairs of designer jeans or a tempting offer he’s received on the lot where his house once stood. It’s hard not to feel frustrated as I struggle to find meaning in it all. Am I supposed to go on a shopping spree? Was the real mistake my choice to invest in the stock market? Is God watching out for my friend because he’s more charitable than I am? These questions remain unanswered, but I did buy some new glasses and a $200 facial exfoliation device just in case the correct answer turns out to be (A). However, one thing I do know for sure is that regret is fairly useless because it’s so hard to know what the future holds.
A few days ago, I had to throw away some pears that went bad because I put them in a place on my counter where fruit always seems to ripen way too fast. As I thew them away, I thought about what an idiot I was for not putting the pears in the fridge where they’d keep longer. Even a day later, I had a passing thought about how I had wasted those pears. I knew it was a ridiculous thing to waste any time regretting, but I couldn’t shake the thought that those rotten pears were some sort of cosmic joke—that they proved the universe had it in for me in financial matters great and small. Then a very funny thing happened. I went to visit my parents on Sunday and, out of nowhere, my dad asked, “Do you like pears?” I said, “Sure,” and he handed me a bag full of pears he’d just picked from the trees near his garden. Now when I find myself obsessing about the hundreds or thousands of dollars I’ve lost as the result of some bad decisions or just a bit of bad luck, I try to keep in mind that you never know when life is going to hand you a bag full of pears.
I think this previous paragraph was supposed to conclude with a higher-level epiphany like, “Don’t resent other people’s good fortune,” or “The universe sends us whatever energy we send out.” But for now, you’ll have to settle for my gratitude that the universe sent me some pears. When those pears are suddenly worth 10 grand or my damn mutual funds recover, I’ll reevaluate my position on resentment.